In some states however the drivers you permit to use your car may have reduced coverage.

Does insurance follow the driver or the car. The car insurance you have for your daily-driver extends to your rental car in some cases. Liability exposure will almost always include both. Does Insurance Follow The Car Or The Driver.

Does Automobile Insurance Follow the Car or the Driver. A better way to think of this topic is not so much in terms of which insurance policy applies but more in terms of an order of operations. That basic insurance however issues to the car.

The liability uninsured motorist and med pay elements of the policy dont just cover your car but you personally. Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. Nevertheless the question to the common question of whether the policy follows the car or the driver the answer is it follows both.

One example involves when renting a car. So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver.

In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. If you have a named driver policy any driver you want to be covered to drive the vehicle needs to be added to the insurance policy. When a driver borrows a car and causes an accident the car owners auto insurance is the primary insurance.

Learn More About Car Insurance. When you rent a car. Depending on your policy your car insurance may extend coverage to rental cars.