There are coverages that follow the car and coverages that follow the driver.

Does insurance follow the driver or the car. Although you can optionally purchase a rental companys insurance for the rental vehicle it may not be necessary. That means if you get into an accident your car insurance liability coverage will cover you in the same way it would if you were driving your own car. Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver.

Borrows the car and is included in a collision in most maximum cases insurance will revenge for damages. Liability exposure will almost always include both. A basic auto insurance policy issued in Ontario lists both the car by VIN number and the policyholder by name.

In some states however the drivers you permit to use your car may have reduced coverage. But generally car insurance follows the car. There are some cases when certain types of coverage do follow the driver too.

Auto insurance is a set of coverages that protect you and your car in different situations that can potentially occur when driving. Some of these protections are designed to follow the vehicle. So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs.

The variables that determine if coverage will follow the driver or. The province requires certain statutory insurance coverage for any vehicle. If someone other than the auto owner or the form named on the policy.

That basic insurance however issues to the car. These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car. If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally.