In Ohio its illegal to drive a motor vehicle without the following minimum amounts of liability insurance.
Does insurance follow the driver or the car in ohio. You and your passengers are covered if you are injured in your cars. At AAA Ohio Auto Club Insurance Agency we often get questions about insurance for borrowing a car or loaning a car to someone else. Others are covered if injured by your cars.
Generally insurance coverage follows the vehicle rather than the driver. Policies may have two limits. Thats why having the appropriate car insurance coverage is so important.
First and foremost your policy covers your cars. I have a car and she has her own car and we both have our own auto insurance. If you or someone more driving your vehicle is at-fault in a dangerous accident.
Youre required to carry bodily injury liability and property damage liability in Ohio. Generally car insurance follows the car. Your cars are covered when you get in an accident.
You require making sure you have enough responsibility insurance to pay the interest. Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. Follow us on Facebook and Twitter.
In most instances as long as the owner of the car has insurance their policy covers it even if someone other than them drives the car. Comprehensive and collision insurance covers your car. There are instances when car insurance follows the driver like when you rent a car.