The province requires certain statutory insurance coverage for any vehicle.

Does insurance follow the driver or car. Depending on your policy your car insurance may extend coverage to rental cars. When does car insurance follow the driver. Thats why having the appropriate car insurance coverage is so important.

But this is a myth. When a driver borrows a car and causes an accident the car owners auto insurance is the primary insurance. Contrary to popular belief car insurance follows the car NOT the driver.

Generally the answer to the question of does insurance follow the car or the driver in Michigan is that auto No-Fault insurance coverage will follow the driver but depending on the contract language of your policy it can also follow the vehicle. A standard car insurance plan supports the car not the driver. The car insurance follows the car instead.

When your car is driven by someone who is not a member of your family and is not listed on your policy he or she is still covered by your car insurance policy on account of the aforementioned fact that car insurance follows the car. Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver. Learn More About Car Insurance.

A basic auto insurance policy issued in Ontario lists both the car by VIN number and the policyholder by name. If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally. One example involves when renting a car.

Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. Does Automobile Insurance Follow the Car or the Driver. Contact your insurance agent to review your coverage and make sure youve got the protection you need.