Areas with more people or higher crime rates like Wauwatosa West Allis and Racine tend to have higher rates whereas areas with less people or fewer weather incidents enjoy lower insurance rates.

Does insurance follow the car or the driver in wisconsin. The types of car insurance that follow the car in Wisconsin are bodily injury liability personal injury liability uninsured motorist protection collision and comprehensive. If you have not been able to find car insurance on the open market you may apply for coverage through the Wisconsin Automobile Insurance Plan WAIP. To reduce their monthly expenses many drivers in Wisconsin take the risk of operating their vehicles without insurance.

What is the average cost of auto insurance in Wisconsin. Comprehensive and collision insurance covers your car only. For example if a buddy borrows your car and causes an accident your auto insurance not your friends will be the major source of reimbursement.

Traffic laws state that all Wisconsin drivers have to carry car insurance. For the most part car insurance follows the car listed on the policy. Wisconsin car insurance laws also require drivers to carry underinsured motorist bodily injury UIMBI of at least 50000 per person and 100000 per car accident.

In 2010 Wisconsin became the 48th state to require that drivers obtain an auto insurance policy and raised minimum coverage limits for the first time in more than 25 years. Does Insurance Follow the Car or the Driver If Another Driver Is Driving. If the damages exceed your policys limits your friends insurance may provide further coverage.

Wisconsin requires car insurance companies to offer underinsured motorist insurance though drivers are not obligated to purchase it. When someone drives your car with your approval they are covered under what is called permissive use. Car Insurance Follows the Car.

Youre required to carry bodily injury liability property damage liability uninsured motorist protection and MedPay in Wisconsin. MedPay follows the driver unlike liability and uninsured motorist coverage. Contact your car insurance and make sure that your insurance follows the car.