By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident.

Does insurance follow the car or the driver in texas. Contrary to popular belief car insurance typically follows the car not the driver. Heres how insurance works on a borrowed car. In most states including the state of Texas insurance coverage follows the vehicle not the driver.

Standard auto insurance policies cover the car. This insurance pays for injury and lost wages that you may cause to another driver or their passengers. Youre required to carry bodily injury liability property damage liability and PIP in Texas.

If youre in Texas and thus checking for Does Insurance Follow The Car Or The Driver In Texas then you will find that the search for any keyword about Does Insurance Follow The Car Or The Driver In Texas will give you endless links for some of the best and high rated websites having the information about it. The answer to whether insurance follows the car or driver depends on many variables most notably the kind of OdessaTX auto insurance coverage you have in the first place. Your insurance acts as primary coverage whenever you grant a non-excluded driver permission to drive your car.

Coverage may not follow anyone if the insured is driving a vehicle other than a private passenger vehicle not owned and listed on the insureds policy. Youre required to carry bodily injury liability property damage liability and PIP in Texas. The types of car insurance that follow the car in Texas are bodily injury liability personal injury liability collision and comprehensive.

To put it plainly car insurance is complicated. There are choices in coverage that follow the car and some that follow the driver. Contrary to popular belief car insurance follows the car NOT the driver.

That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them. In traditional insurance coverage for a protected driving anyone elses vehicle is the coverage he gives for his car. Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car.