Generally insurance coverage follows the vehicle rather than the driver.

Does insurance follow the car or the driver in ohio. Heres how insurance works on a borrowed car. If you are lending out your car to a friend or family member then you might assume that their insurance will cover them in the event of an accident or other loss. If you let someone borrow your car and they cause an accident in Ohio bodily injury liability insurance pays for injuries to the other driver.

If you have a named driver policy any driver you want to be covered to drive the vehicle needs to be added to the insurance policy. Does Car Insurance Follow the Borrowed Vehicle or the Driver. By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident.

Follow us on Facebook and Twitter. Car insurance usually follows the car in Ohio. In most instances as long as the owner of the car has insurance their policy covers it even if someone other than them drives the car.

The variables that determine if coverage will follow the driver or. Generally car insurance follows the car. Many believe that if a driver is in an accident in someone elses car the drivers insurance would cover the damages rather than the cars owner.

But this is a myth. Does Car Insurance Follow the Driver. Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car.

Minimum required for insurance coverage. There are coverages that follow the car and coverages that follow the driver. 25000 for bodily injury or death of 1 person in an accident 50000 for total bodily injury or death in an accident ie for all persons harmed in one accident 25000 for property damage per accident.