Missouri law requires that all motor vehicle drivers and owners maintain some type of motor vehicle liability insurance coverage.

Does insurance follow the car or the driver in missouri. Others are covered if injured by your cars. The person named in the policy. A Missouri driver aged 40 who is cited for speeding will see his or her full coverage car insurance rates increase by 18.

The answer to whether insurance follows the car or driver depends on many variables most notably the kind of insurance coverage being referred to. Before just handing over the keys you need to know that liability follows the car not the driver. Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too.

Thats why having the appropriate car insurance coverage is so important. Car Insurance Follows the Car. The owner of the car is liable for damages and a possible increase in premiums as a result of the accident and claim.

Medical coverages follow the driver -- and sometimes the car Medical Payments MedPay and personal injury protection PIP follow the driver. Because of this car owners need to be wary of who they lend their car to. Missouri requires vehicle owners and drivers to have two types of car insurance coverage.

But this is a myth. Below youll find the amounts of car insurance coverage required in Missouri. The types of car insurance that follow the car in Missouri are bodily injury liability personal injury liability uninsured motorist protection collision and comprehensive.

This is also known as proof of financial responsibility. You can access all contents. Missouri law requires that every driver have a reliable method of paying for the costs of damage or injury to another driver after a car accident.