In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since.

Does insurance follow the car or the driver in louisiana. But the person driving your car has to be found legally at fault before your insurance will pay. Imagine youve just been injured in a car accident. Youre required to carry bodily injury liability and property damage liability in Louisiana.

Sign In or Up. July 04 2021 4 ChambersHollis5. Louisiana follows a traditional fault-based system when it comes to financial responsibility for losses stemming from a car accident.

Cheap car insurance buffalo ny. This means that even if the other driver is at fault an uninsured driver will have to cover medical costs up to 15000 and car damage repairs up to 25000. Injuries lost income vehicle damage and so on.

A new answer to the oldest question in the book. Louisiana law requires that all registered owners of an automobile carry liability insurance. A protip by ChambersHollis5 about cheap car insurance buffalo ny bear river car insurance corvette insurance and buy auto insurance.

Typically even if the person driving your car has his or her own insurance your insurance will be the primary payer for damages caused by your vehicle. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them. Car insurance usually follows the car in Louisiana.

If you are deemed at-fault for causing an auto accident you should expect your car insurance rates to skyrocket. Louisiana driving laws Car insurance after an at-fault collision in Louisiana. In Louisiana the mean insurance rate following an at-fault crash is 3138 versus the national average of 2012.