There may be some caveats to this rule with reference to rental vehicles which will require you to reference your auto insurance policy in such a case but in general your coverage follows your.

Does insurance follow the car or the driver in florida. Car Insurance Follows the Car. Your insurance acts as primary coverage whenever you grant a non-excluded driver permission to drive your car. If your passengers dont have medical coverage of their own your MedPay or PIP coverages can extend and pay up to your limits if occupants of your vehicle are injured in an accident.

Let us first consider how much a Florida driver is legally required to carry. Auto insurance is a set of coverages that protect you and your car in different situations that can potentially occur when driving. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them.

Go to does the insurance follow the car or the driver page via official link below. Contact your insurance agent to review your coverage and make sure youve got the protection you need. Contact your car insurance and make sure that your insurance follows the car.

Insurance Follows the Vehicle The idea that the insurance policy follows the driver is a myth. There are instances when car insurance follows the driver like when you rent a car. Find the official insurance at the bottom of the.

The variables that determine if coverage will follow the driver or. These coverages will usually not follow the driver to any vehicle which the covered driver. It actually follows the vehicle.

First and foremost your policy covers your cars. Youre required to carry property damage liability and personal injury protection in Florida. The permitted drivers insurance may also only cover personal liability and medical expenses.