Other types of coverage such as collision or comprehensive insurance will usually follow the car.

Does insurance follow the car or the driver in california. Car insurance usually follows the car in California. Contact your insurance agent to review your coverage and make sure youve got the protection you need. Collision insurance pays for damage caused by a car accident involving another vehicle person or objectComprehensive insurance covers damage caused by something other than a collision.

Contrary to popular belief car insurance typically follows the car not the driver. Collision insurance and comprehensive insurance cover the cost of car repairs or replacement of a policy holders vehicle. In California and most other states drivers are required to purchase auto insuranceits the law.

Insurance coverage follows the car so long as you the vehicle owner carried insurance coverage. Thats why having the appropriate car insurance coverage is so important. These coverages will usually not follow the driver to any vehicle which the covered driver.

One example involves when renting a car. There are some cases when certain types of coverage do follow the driver too. Does Insurance Follow the Car or the Driver If Another Driver Is Driving.

Contact the firm to file a claim for compensation. Youre required to carry bodily injury liability and property damage liability in California. When you rent a car.

All the drivers in the household are covered by the policy unless excluded. But that doesnt necessarily mean that all people who get behind the wheel follow the rules or you probably wouldnt need car insurance in the first place. If you let someone else drive your car and they get in an accident your insurance company would likely be responsible for paying the claim depending on the coverages in your policy.