When it comes to car insurance figuring out when you are and arent covered by your auto insurance can be confusing.

Does insurance follow the car or the driver in california. Does Insurance Follow the Car or the Driver in California. Car insurance usually follows the car in California. The car is rated on a number of factors but primary information is the household connected to the automobile.

Sacramento Car Accident Attorney Eliot Reiner on whether car insurance follows the car or the driver in California. That means the damages from a car accident are paid by the insurance company of the person whos at fault for the collision. There are some cases when certain types of coverage do follow the driver too.

Does Insurance Follow the Car or the Driver If Another Driver Is Driving. Others are covered if injured by your cars. Medical coverages follow the driver -- and sometimes the car Medical Payments MedPay and personal injury protection PIP follow the driver.

Collision insurance and comprehensive insurance cover the cost of car repairs or replacement of a policy holders vehicle. Thats why having the appropriate car insurance coverage is so important. Other types of coverage such as collision or comprehensive insurance will usually follow the car.

If you let someone else drive your car and they get in an accident your insurance company would likely be responsible for paying the claim depending on the coverages in your policy. All the drivers in the household are covered by the policy unless excluded. If you let someone borrow your car and they cause an accident in California bodily injury liability insurance pays for injuries to the other driver.

Moreover you should let your sister know that. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself. You and your passengers are covered if you are injured in your cars.