New drivers in Ontario are hitting the road all the time.

Does insurance follow the car or driver ontario. Insurance follows the car. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them. By paying a monthly premium an insurance company will compensate for any losses as agreed upon in the drivers policy.

In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. Having the proper coverage is key to saving ones self in the event of accident or theft. Others are covered if injured by your cars.

If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally. An occasional or secondary driver is added onto the car insurance policy because they use the car once in a while. Comprehensive and collision insurance covers your car.

Average Car Insurance In Ontario For A New Driver New drivers especially if you are under 25 years of age will pay some of the highest insurance premiums in Ontario. Often an occasional driver is a spouse or a child but it can also be a sibling or roommate. First and foremost your policy covers your cars.

To avoid potential problems its good to know about the options for cheap car insurance for first-time drivers. Insurance follows the car. There are coverages that follow the car and coverages that follow the driver.

You will also have to cover you own medical bills. There are several considerations to this that are important to understand however. Fines for vehicle owners lessees and drivers who do not carry valid auto insurance can range from 5000 to 50000.