This covers injuries that you the designated driver or policyholder causes to someone else.

Does insurance follow the car or driver in washington. Required automotorcycle coverage in Washington state. Your insurance acts as primary coverage whenever you grant a non-excluded driver permission to drive your car. In addition to the minimum coverage required by law there are also optional auto insurance coverage options available to protect you in.

How does car insurance work in Washington state. However the driver must have a valid drivers license and they must have your permission to drive your car. Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too.

Conversely collision and comprehensive coverage follow the automobile you have insured not the driver. Drivers can be covered under more than one policy even with different companies. These policies pay for damage to your own car because of.

In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. Generally the answer to the question of does insurance follow the car or the driver in Michigan is that auto No-Fault insurance coverage will follow the driver but depending on the contract language of your policy it can also follow the vehicle. Medical coverages follow the driver -- and sometimes the car Medical Payments MedPay and personal injury protection PIP follow the driver.

In Washington as in every state car insurance is sure to play a big part in any claim brought after a traffic accident. In order to protect car accident victims Washington State requires all drivers carry liability coverage to cover medical bills and property damage in accidents they cause. 10000 to cover property damage or injury.

Does Insurance Follow The Car Or The Driver. Washington state law requires all auto and motorcycle drivers to carry auto liability insurance and proof of auto insurance. Average premium hike after a DUI.