You must be able to provide proof of this insurance to law enforcement if requested.

Does insurance follow the car or driver in washington. In order to protect car accident victims Washington State requires all drivers carry liability coverage to cover medical bills and property damage in accidents they cause. The liability uninsured motorist and med pay elements of the policy dont just cover your car but you personally. Average premium hike after a DUI.

That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them. When you drive a vehicle in Washington that is required to be registered in another state you must have the type of insurance required by that state. These policies pay for damage to your own car because of.

The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone elses car. Qualifying drivers can benefit from insurance coverage even if theyre not listed on the policy. Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car.

The variables that determine if coverage will follow the driver or the. 50000 to cover bodily injury or death of any two people in an. Any driver who regularly uses your car or resides at your home should be named on your policy.

However the driver must have a valid drivers license and they must have your permission to drive your car. There are instances when car insurance follows the driver like when you rent a car. This covers injuries that you the designated driver or policyholder causes to someone else.

There are several factors that determine whether and to what extent a person or vehicle is covered including the names listed on the insurance. How does car insurance work in Washington state. Washington like most states requires vehicle owners and drivers to maintain certain types and amounts of insurance coverage or otherwise demonstrate financial responsibility for.