Your insurance acts as primary coverage whenever you grant a non-excluded driver permission to drive your car.

Does insurance follow the car or driver in virginia. That drivers insurance may come into play but it is secondary to your coverage until your insurance reaches its limits. The variables that determine if coverage will follow the driver or. Theres one hitch however.

Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself. The insurer could charge extra for some or all of the named drivers. Hello we provide concise yet detailed articles on Insurance Choices.

In most cases car insurance tends to follow the car. If you have a named driver policy any driver you want to be covered to drive the vehicle needs to be added to the insurance policy. Driving without insurance could result in suspension of your drivers license vehicle registration license plates and hefty reinstatement fees.

There are coverages that follow the car and coverages that follow the driver. Most drivers choose to purchase a car insurance policy to meet this requirement. Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car.

The information here is sourced well and enriched with great visual photo and video illustrations. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. Auto insurance coverage almost always follows the vehicle.

Your cars are covered when you get in an accident. The permitted drivers insurance may also only cover personal liability and medical expenses. This means that the person who was at fault for causing the car accident is also responsible for any resulting harm from a practical standpoint the at-fault drivers insurance carrier will absorb.