Pays for injury or death to others when the driver of your car is at fault in an accident.

Does insurance follow the car or driver in ohio. If you let someone borrow your car and they cause an accident in Ohio bodily injury liability insurance pays for injuries to the other driver. In Ohio its illegal to drive a motor vehicle without the following minimum amounts of liability insurance. 25000 for bodily injury or death of 1 person in an accident 50000 for total bodily injury or death in an accident ie for all persons harmed in one accident 25000 for property damage per accident.

Thats why having the appropriate car insurance coverage is so important. Does Insurance Follow the Car or the Driver in Ohio. If you or someone more driving your vehicle is at-fault in a dangerous accident.

25000 for the injury or death of one person a passenger another driver pedestrian etc in an accident you cause 50000 total for all injuries or deaths resulting from a. For example if Bob loans his car to James and James has an accident with it Bobs insurance will be the primary insurance responding to the accident. Wwwinsuranceohiogov or call the Consumer Services Division at the Ohio Department of Insurance.

If youre checking for the information about how insurance works in Ohio then you will find that the search for any keyword related to Does Insurance Follow The Car Or The Driver In Ohio will give you endless links for some of the best and high rated websites having information how Does Insurance Follow The Car Or The Driver In Ohio and it thus becomes a bit confusing on how to. Other types of coverage such as collision or comprehensive insurance will usually follow the car. Policies may have two limits.

The term for the non-family member operating your vehicle is permissive driver. By Ohio Law you are required to carry car insurance on a vehicle that is title in your name. Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too.

While this is usually accomplished by purchasing auto insurance the ohio bureau of motor vehicles does allow drivers to use the following although car insurance rates have increased in ohio in recent years ohio is still the 12th cheapest. In most instances as long as the owner of the car has insurance their policy covers it even if someone other than them drives the car. In addition to operate a vehicle in Ohio you must be able to.