Now you are wondering whose insurance will pay.

Does insurance follow the car or driver in north carolina. Drivers in North Carolina must carry a certain amount of car insurance to be legal. Our North Carolina car accident attorneys can help you understand the complicated legalese terms in insurance policies so that you can first understand how much and what types of insurance coverage you are entitled to and then we can assist you with. If someone else borrows your car in a way theyre borrowing your car insurance too.

Insurance When Someone Else Drives Car. In North Carolina insurance policies follow the car So if someone borrowing a friends car causes an accident and hurts another you would first pursue the policy of the cars owner. The insurance adjuster investigating the accident will attempt to determine who is negligent or at-fault.

Proof of coverage must also be carried while you are driving and must be shown at the request of law enforcement officials. Depending on the type of coverage the insurance may follow the car or the driver. Auto insurance requirements in North Carolina.

Auto insurance follow the car or the driver. Your insurance acts as primary coverage whenever you grant a non-excluded driver permission to drive your car. Typically this means that if the other person had permission to use your car your insurance will serve as the primary coverage while the insurance of the person borrowing your car may come in as secondary coverage if necessary.

For the most part car insurance follows the car listed on the policy. North Carolina Auto Insurance Regulations In North Carolina drivers must carry both liability and uninsuredunderinsured motorist coverage. The permitted drivers insurance may also only cover personal liability and medical expenses.

Contrary to what many drivers believe most insurance follows the car rather than the driver. However high-risk drivers will typically pay higher premiums. Back to the question at hand.