The required minimum car insurance coverage limits in Georgia are.

Does insurance follow the car or driver in georgia. 25 000 per person. Those who fail to meet this requirement may have to pay fines. In that case it probably wont be a good idea to let them drive your car for the sole fact you could be personally responsible for any injuries because of a denied claim by the insurance company.

By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. 3 Excluded Drivers a. Suppose an individuals drivers license is suspended or they do not have one.

Medical coverages follow the driver -- and sometimes the car Medical Payments MedPay and personal injury protection PIP follow the driver. So whether youre driving or not your insurance still should provide coverage for damage done in an accident. Car insurance protects drivers and passengers in case of collision and is required in Georgia.

Unfortunately there are some drivers who either do not follow the law or may unknowingly allow their coverage to lapse or cancel. Does Insurance Follow the Car or the Driver If Another Driver Is Driving. This means that the negligent driver is responsible for paying the property damage and personal injuries caused by the crash.

Nearly all states require that drivers carry a minimum level of insurance to protect against liability in at-fault collisions. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them. 25000 for the injury or death of one person a passenger another driver motorcyclist or pedestrian in an accident you cause.

While drivers can decide the level of coverage they want for the most part Georgia does require its drivers to have a minimum level of insurance. The medical coverages benefits are based on people not the insured vehicle so can move with you and your family if youre driving or riding in your own vehicle or someone elses. Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car.