One example involves when renting a car.

Does insurance follow the car or driver in florida. There may be some caveats to this rule with reference to rental vehicles which will require you to reference your auto insurance policy in such a case but in general your coverage follows your vehicle. All drivers in Florida must have property damage liability insurance. Car Insurance Follows the Car.

First and foremost your policy covers your cars. There are several factors that determine whether and to what extent a person or vehicle is covered including the names listed on the insurance. Best car insurance in florida.

The medical coverages benefits are based on people not the insured vehicle so can move with you and your family if youre driving or riding in your own vehicle or someone elses. Your insurance acts as primary coverage whenever you grant a non-excluded driver permission to drive your car. Generally car insurance follows the car.

Your cars are covered when you get in an accident. 10000 of property damage liability insurance coverage is the minimum requirement in Florida. There are instances when car insurance follows the driver like when you rent a car.

The variables that determine if coverage will follow the driver or. PIP pays for injuries you sustain in an accident regardless of who was at-fault in the accident. That drivers insurance may come into play but it is secondary to your coverage until your insurance reaches its limits.

Although drivers pay 2364 per year on average for full coverage and 1101 per. Yes the state of florida requires auto insurance. Others are covered if injured by your cars.