When a driver borrows a car and causes an accident the car owners auto insurance is the primary insurance.

Does insurance follow car or driver. As we mentioned above car insurance typically follows the car but this is not always the case. While car insurance mostly follows the car and not the driver there are instances where the insurance follows the driver. The drivers coverage will utilize in most situations when driving a car he does not own.

The car insurance follows the car instead. When does car insurance follow the driver. Liability exposure will almost always include both.

Generally the answer to the question of does insurance follow the car or the driver in Michigan is that auto No-Fault insurance coverage will follow the driver but depending on the contract language of your policy it can also follow the vehicle. But this is a myth. Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too.

When you rent a car. Does Insurance Follow The Car Or The Driver. If you have a named driver policy any driver you want to be covered to drive the vehicle needs to be added to the insurance policy.

A better way to think of this topic is not so much in terms of which insurance policy applies but more in terms of an order of operations. That basic insurance however issues to the car. Standard auto insurance policies cover the car.

In traditional insurance coverage for a protected driving anyone elses vehicle is the coverage he gives for his car. Lets say that you dont own a car or your car is indisposed at the moment. By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident.