If your car is safe to drive rental coverage begins the day you leave your car at the body shop and ends the day your car is repaired or after 30 days whichever comes sooner 25x30750.

Does insurance cover rental car while car in shop. Before you step up to the rental car counter you should know how much insurance coverage you need. If you rent a car you need some form of insurance to protect the vehicle and yourself. Without it you would have to pay for any damage out of pocket above basic protection.

The coverage limits and deductibles on your personal policy also apply to your use of a rental car. Generally rental companies will offer a loss-damage waiver or collision-damage waiver liability insurance personal accident insurance and personal effects coverage. A collision damage waiver or CDW can actually cover more than collision damage to the rental car.

The caveat is that this coverage extends to the same limits of your personal auto insurance policy. Car Insurance Cover Rental Car. But there are a number of other ways to save money on auto insurance and if your car is in the shop for an extended period rental reimbursement can be a bargain.

Insurance for Renting a Car After an Accident If your car needs to be in the shop for a while after an accident you may need to rent a car. Even if your accident is. Does insurance cover a rental car when my car is in the shop.

Rental car insurance mistake Dont assume you have coverage call your insurer or credit card provider to ensure protection. As we define it it covers costs up to 75000 if a car youre renting is stolen or is damaged in a covered accident or while its left unattended. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision.

That coverage may extend to your rental car as long as you drive it for personal use. That means if you drive a brand new Audi and rent a compact car. Rental reimbursement coverage also called substitute transportation coverage or car rental expense coverage can help you pay for transportation expenses if your car is in an auto shop due to a covered loss.