The coverage limits and deductibles on your personal policy also apply to your use of a rental car.
Does insurance cover rental car when car is in shop. You dont have an Auto or personal property policy with us. Progressive Car Insurance Cover Rental Cars. Take the time to read up on your card policy to discover any possible limitations that may apply in specific rental scenarios.
Ii Your credit card may include free collision damage coverage but credit card rental car insurance is typically secondary. Car Insurance Cover Rental Car. For example coverage may not include certain types of vehicles or it may exclude one or more areas of coverage such as theft or damage.
Insurance companies typically offer this to cover expenses while policyholders shop for a new car or wait for repairs. If youre worried about how youd be able to afford those types of repairs look into adding comp and collision coverage to your auto insurance policy. If your car needs to be in the shop for a while after an accident you may need to rent a car.
If you need a new vehicle. Thats where you might be under-insured. Your Progressive car insurance covers rental cars to the same limit.
That means if you drive a brand new Audi and rent a compact car youre good to go. The short answer is yes. Just know that this coverage typically only covers physical damage to the rental car so youll still need separate liability coverage.
That coverage may extend to your rental car as long as you drive it for personal use. This is especially true now that rental car companies are competing with ride-sharing. OPCF20 QFE20SEF20 will provide a rental car if yours is in the repair shop due to a risk becoming a reality like a collision or vandalism.