Does My Progressive Insurance Cover a Rental Car.

Does insurance cover rental car progressive. Note for Progressive policyholders in Texas. The caveat is that this coverage extends to the same limits of your personal auto insurance policy. If you are looking to rent the vehicle it will most likely qualify for coverage under your personal auto policy SO LONG AS YOU ARE THE ONE DRIVING IT Hint Hint if you take the rental out in your name do not let someone else drive it but I would definitely rent from Enterprise or maybe Hertz if.

If you have comprehensive collision and liability coverage on your personal insurance policy theres a good chance that youll be covered in a rental car Sablack says. Progressive rental car insurance is included in your personal car insurance policy and a rental car has the same coverage with the same limits as your personal car. Your personal car insurance covers traditional rentals but does not cover peer-to-peer car sharing.

Coverage for physical damage to insured vehicles is available for Progressives Texas policyholders who make occasional trips into Mexico within 25 miles of the border. Your Progressive car insurance covers rental cars to the same limit. Your auto insurance may be able to cover the costs of a replacement rental as long as the damage to your car was caused by a covered loss.

Basic insurance plans provided by some car-sharing companies have very low limits so its worth spending more to get top-tier plans to increase coverage. Liability Insurance and Rental Trucks On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks. If you elect rental reimbursement when selecting your policy youll be covered for the cost of a rental if your car is ever in for a repair due to a claim.

In addition most renters or homeowners insurance policies cover personal items that could be stolen from your rental. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. Rental reimbursement coverage can help you pay for temporary transportation expenses including a replacement rental car but your coverage may be subject to limits.

If the at-fault drivers insurance company is handling your claim ask the claims representative if youre eligible for a rental car. Its important to note. You need to buy the car-sharing companys auto insurance to be sufficiently covered.