There are not any automobile insurance plans that cover accidents caused intentionally however.

Does insurance cover dui accidents. You insurers deny the coverage after a DUI If you are liable for an accident caused while you were drunk then your car insurance policy will pay for the coverage of anyone involved in the accident. Your car insurance will usually cover a DUI accident but this isnt always the case. Add-Ons Home Plus.

Car insurance might cover DUI accidents but theyll probably fight it if you caused an accident when driving while intoxicated. If you are over the limit there will be consequences in terms of penalty points convictions fines disqualification and difficulty in getting future insurance cover. A DUI can raise your auto insurance.

At a minimum you can expect to see a significant increase in your car insurance premiums. Compare Car Insurance From 102 Brands. Does car insurance cover DUI accidents.

Ad We Work with Our Insurance Partners to Find You Great Deals and Prices on Your Cover. Will my car insurance cover a DUI accident. If you are in a DUI car accident it depends on whether or not you were the impaired driver and your insurance policy.

Ad Based On 55 Customers. Your claim may be denied if your provider can show that you drove while intoxicated intentionally. Some automobile insurers like to argue that drinking and driving is intentional conduct since that argument if accepted will allow the company to disclaim coverage for damages resulting from a DUI -- whether injuries and vehicle damage sustained by the driver andor passengers in the vehicle you hit under your liability coverage or your own losses under your personal injury protection or similar coverage.

A typical liability auto insurance policy covers car accidents caused by negligent or reckless conduct but intentional conduct is almost always excluded from car insurance coverage. But no car insurance company will pay for an accident caused intentionally. Whether car insurance will pay for a car totaled in a DUI accident varies on a case-by-case basis.