Lets walk through a few common scenarios.

Does insurance cover accidents in a parking lot. How does insurance cover parking lot accidents. A safety driving class may help to decrease any points on your driving record. There is usually an at-fault driver when theres a parking lot accident.

Laws also differ on whether incidents in a parking lot are your responsibility. The penalty for a hit and run differs from state to state. Any collision can impact your insurance rates.

Alternatively if you come back to your car in a parking lot and see that it has damage but no one is around check for a note left on your car. As Policygenius explains if you dont have this. Legally leaving the parking lot after hitting someones parked car could count as a hit and run.

Accidents in parking lots are common so you should know the role car insurance plays when you hit a parked car or if your parked car is hit by another driver. If youre found to be at-fault your premiums may rise unless you have an accident. If you are the victim of a parking lot hit-and-run call the police then notify your broker.

There is usually an at-fault driver when theres a parking lot accident. Most parking lot accidents are not too serious. There is usually an at-fault driver when theres a parking lot accident.

Another occurrence for parking lot accidents is hit and runs. Vandalism and accidental damage that is not a result of a collision is covered by comprehensive insurance. What typically happens in these cases is that each driver files a claim with their own insurance.