You will have to open a claim first.

Does insurance cover a rental car after an accident. For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to. An accident with another car Damage from extreme weather like wind or hail Damage from animals like a mouse infestation or hitting a deer while driving. If you have car rental insurance what is covered will be based on the coverage you purchased.

Shed bought our optional Rental Vehicle coverage and was relieved to learn that it covered her liability for injuries and repair costs for the other vehicle plus the collision damage to the rental vehicle. In deciding who pays for the rental car after an accident the most important inquiry here is who caused the accident. A rental car will only be covered by your insurance if you have rental car reimbursement also called substitute transportation coverage or loss of use coverage as part of your auto policy.

Does your insurance policy include rental coverage. If you already have collision and comprehensive insurance you do not need to duplicate your coverage. The best case scenario is that the other driver is at fault for the accident and they have insurance coverage.

This coverage available through your insurance company costs about the same as renting a car for just one day but is not always included in your auto policy. Then the adjuster will usually reserve a rental car for you and provide you with the reservation number to pick up the car. This could leave you with out-of-pocket expenses to try to recover from the negligent driver.

Refer to your own auto insurance policy for details as coverage and limits vary by insurance policy. They can advise if the claim covers a rental. Its important to note that if your car has to be in the repair shop following an accident your auto insurance wont automatically cover the cost of your replacement rental car.

Insurance will often cover the cost of a car rental after an accident but not always. This coverage available through your insurance company costs about the same as renting a car for just one day. If the other driver did their auto insurance company is on the hook for rental car repair charges.