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Does household insurance cover personal injury. The nature of the injury that occurs on your property and its associated fees will determine which category it falls. Personal liability covers the legal costs or damages that you are required to pay in compensation as a result. Can I use my the legal protection cover on my household contents insurance to claim compensation using a solicitor of my choosing.
Whats home insurance legal protection cover. Household Contents Legal Protection Insurance. It can also cover cases where youve entered into a contract for the sale and supply of goods and services.
Contents insurance also has public liability cover but this is more general personal liability cover and so will cover most of your private activity in and outside of your home but there are normally exclusions like the operation of boats cars dangerous dogs things you do as an employee etc plus most wont cover you giving someone an STISTD. Yes personal injury is covered under standard homeowners insurance policies in two different categories. I have legal protection cover on my household contents insurance which pays my legal costs in claiming UK compensation for personal injuries in the event.
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