In michigan and pennsylvania home insurance companies are prohibited by state law from discriminating against certain dog breeds.
Does homeowners insurance cover pitbulls. Otherwise you will be declined. Nationwide provides renters and homeowners insurance to those who own pitbulls if you have also earned a Canine Good Citizen CGC certificate. You may be required to pay a dangerous breed fee.
Homeowners insurance policies cover damage and injuries caused by household pets but providers can deny you a policy or raise your rates based on your dogs breed. Homeowners insurance can provide you with coverage for events that make you liable for property or personal damage. Most pet insurance companies adjust prices based on breed but there are affordable options that offer insurance for pit bulls that will include coverage for common conditions.
If you already have an existing homeowners or renters insurance you should verify if they cover Pitbulls. But your homeowners insurance company may be tougher to convince. Its becoming more common for insurers to deny coverage due to your dogs breed especially if you own a pit bull or a Rottweiler.
Generally home insurance covers a. Pit bulls are large dogs and may be considered dangerous by some insurers. Technically you can get homeowners insurance if you have a pit bull but it depends on the insurance company.
Unless your pit bull has bitten someone in the past youre eligible to receive homeowners insurance coverage through State Farm. Pit bulls are frequently a blacklisted breed that insurers deem too dangerous to cover or will insure only at an increased price. No matter how harmless you know your pit bull is insurance companies may see your best friend as a liability concern.
However certain insurers may be more flexible particularly if you can prove your dog has a track record of obedience. However Pit BullsStaffordshire Terriers are on the excluded dog list for all of my home insurance carriers. Pit bull policy.