The homeowners policy does not just act to protect the policyholders from incidents that occur on their own property.

Does homeowners insurance cover injury to the homeowner. Only injuries caused by negligence will be covered. Homeowners Insurance can cover a variety of bodily injury that someone who does not own the home or is not a family member suffers. Homeowners insurance will not pay for someones injury case if they intended to cause the injury.

You would need to file a claim with the insurance and provide them with the facts so they can determine the coverage. Compare 90 Quotes at MoneySuperMarket. Ad Mortgage Protection Insurance Tailored To You Your Budget.

Injury accidents or personal injuries are covered under homeowner insurance policies so long as the policy has personal liability coverage which the majority of policies do. Homeowners insurance covers personal injury claims if there is verbiage in the policy that covers bodily injury. Ad Compare 90 Home Insurance Quotes and You Could Save up to 46 With Us.

Yes personal injury is covered under standard homeowners insurance policies in two different categories. Ad Dont Risk Your Home Possessions. Ultimately every homeowners coverage does have its own set of limitations that differ by policy.

Compare Home Insurance Now For a Quick Free Quote. Ad Compare cheap home insurance quotes with us. Insurance Tailored To Your Needs.

But there are many unlicensed uninsured workers who are hurt while performing jobs for homeowners setting the stage for the insured to tap into their homeowners. Talk To Insurance Experts Now. Cover Accidental Damage Personal Possessions And More.