Here in the US home insurance does not cover personal injury to the homeowner.
Does homeowners insurance cover injury to the homeowner. Ad Compare 90 Home Insurance Quotes and You Could Save up to 46 With Us. See how much you could save. The homeowners policy does not just act to protect the policyholders from incidents that occur on their own property.
There is a voluntary coverage known as medical payments that provides a nominal sum often 5000 to encourage prompt medical treatment for injuries. You would need to file a claim with the insurance and provide them with the facts so they can determine the coverage. Insurance Tailored To Your Needs.
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Medical payments and liability. Ad From 6 monthly. However homeowners insurance does cover injury to guests and visitors.
If the property owner has legal liability for an accident the insurance company may step in and pay the claim. Ad Ensure The Costs Of Building Repairs And Contents Damage Are Covered. Secure Your House with House Insurance.