It always depends on your insurance contract with your company.
Does commercial insurance cover personal use. While many of the coverages included in commercial auto insurance are similar to the coverages in a personal policy the coverage limits are generally much higher to accommodate the higher legal risks often associated with private enterprise. Ad Start saving by comparing health insurance policies from UKs award-winning insurers. Most of our policies automatically qualify for personal business use as standard at no extra cost.
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Ad Protect Yourself Your Business With Tailored Insurance. Business van insurance is the best bet if you use your van for any purpose thats related to work including part-time jobs. Again many companies adjust commercial auto insurance to cover personal trips making this a non-issue.
Even if youre a part time DJ or window washer using your van to transport equipment or tools on a regular basis it pays to purchase business insurance to make sure youre properly covered. Buy Online In Minutes. Unfortunately we cannot cover business use for chauffeurs taxi drivers driving instructors or parceltakeawayfast food delivery drivers if they are using the insured vehicle in connection with their occupation.
Ad With Access To Major Business Insurers We Will Find The Right Policy For Your Business. Personal use will be covered for a company-owned vehicle providing the company has commercial auto coverage. Ad We Compare a Wide Range of Insurance.
But its worth checking to make sure beforehand. Protection From Risks Related To The Day-To-Day Running Of Your Small Business. The vehicle is only insured for commercial use not personal use.