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Does commercial insurance cover personal use. If youve any named drivers on the policy they might not be covered for their business-related use. This type of cover doesnt usually include door-to-door sales work or deliveries where lots of stop-start driving is common. Some business car insurance policies might also cover your spouse.

If you drive a company car the insurance should be taken out by the company that owns or leases the vehicle. Is business car insurance more expensive. At belairdirect normally personal use is covered by the same contract as your commercial or professional insurance.

While many of the coverages included in commercial auto insurance are similar to the coverages in a personal policy the coverage limits are generally much higher to accommodate the higher legal risks often associated with private enterprise. Protection From Risks Related To The Day-To-Day Running Of Your Small Business. In both these cases theres a gap in coverage between commercial and personal use.

No height limit. Even if youre a part time DJ or window washer using your van to transport equipment or tools on a regular basis it pays to purchase business insurance to make sure youre properly covered. Business van insurance is the best bet if you use your van for any purpose thats related to work including part-time jobs.

But its worth checking to make sure beforehand. For Independent Business Insurance Advice You Can Rely On Call Our Experts Today. Ad Protect Yourself Your Business With Tailored Insurance.

Does commercial auto insurance cover personal use. To close this gap you need to buy personal insurance coverage for the vehicle. Personal Business use also referred to as SDPC and business use includes everything covered by both SDP and SDPC with the addition of business-related driving.

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