There are coverages that follow the car and coverages that follow the driver.

Does commercial auto insurance follow the driver. Commercial auto insurance covers cars trucks pickups vans trailers and fleets used for work purposes. Illuminate yourself with the following advice from the professionals here at Capital Insurance. There are some cases when certain types of coverage do follow the driver too.

If you are still confused if you need commercial auto insurance then we are here for your. Commercial auto insurance Commercial auto insurance provides liability protection when your drivers get into an accident while driving a company-owned vehicle. Commercial use eg tradesmen carrying equipment in vehicles to a jobsite public use eg buses incidental personal use.

It can pay for property damage or physical injuries your driver causes plus related legal expenses. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. To make it more affordable auto insurance companies provide different payment options as per the budget of the driver.

If you are found driving without valid auto insurance you can have your drivers licence suspended and your vehicle impounded. The average cost of commercial auto insurance is 1794 per year for one vehicle. When does car insurance follow the driver.

There are some exceptions but this is generally a good rule to follow. If you have your own auto insurance policy in which you are the named insured and you are injured in a car crash while driving someone elses car. Commercial vehicle insurance Protect the vehicles that drive your business.

What Is Commercial Auto Insurance. A commercial auto insurance policy can provide physical damage and liability coverage for the cars trucks and other vehicles used in a business enterprise. Fines for vehicle owners lessees and drivers who do not carry valid auto insurance can range from 5000 to 50000.