Having one claim can impact your car insurance policy for at least 3 years.

Does car insurance go down 3 years after accident. I think its generally 3 years for accidentsclaims and 5 for convictions. Regardless of whose fault it was making a claim will almost always lead to an increase in your car insurance premium. Also if youre involved in an accident youll want to avoid getting into another one for six years.

You may not see a dramatic drop but most rates will fall a small amount every year you display a clean record. Ad MoneySuperMarket Car Insurance. If you have an SP30 then it probably wont make a huge difference.

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Minutes To Get A Quote - Just Have Your Details Handy. After about three years you will see a drop because you can receive special Good Driver or Accident-free discounts. Having no accidents within the past three to five years nets a car insurance discount of 26 on average.

But how much your premium increases by really depends on whether the accident was your fault or not. While the timing may vary based on. Because of this an accident may impact your car insurance premium for three to five years as well.

If your car insurance rates are high because of an accident on your record as long as you maintain a clean record going forward your rates will eventually drop. Ad 10 Of Customers Paid Less Than 265 Between Jan and Jun 2021. Ad Buy Car Insurance Today And Let Us Help You Save Money And Get A Better Deal.