If that were the case if your friend borrowed your car their auto insurance policy would cover them in the event they were involved in a car accident in your vehicle.
Does car insurance follow the vehicle or the driver. A basic auto insurance policy issued in Ontario lists both the car by VIN number and the policyholder by name. One example involves when renting a car. A standard car insurance plan supports the car not the driver.
There are some cases when certain types of coverage do follow the driver too. These policies pay for damage to your own car because of. That coverage always follows the car.
Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. There are coverages that follow the car and coverages that follow the driver. The term for the non-family member operating your vehicle is permissive driver.
Borrows the car and is included in a collision in most maximum cases insurance will revenge for damages. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident.
Of course individually if the auto. Depending on your policy your car insurance may extend coverage to rental cars. That basic insurance however issues to the car.
If someone other than the auto owner or the form named on the policy. Contrary to popular belief car insurance follows the car NOT the driver. A standard auto insurance policy follows the car not the driver.