Of course individually if the auto.

Does car insurance follow the vehicle or the driver. A basic auto insurance policy issued in Ontario lists both the car by VIN number and the policyholder by name. There are coverages that follow the car and coverages that follow the driver. Car insurance generally follows the car but insurance is never black and white.

When your car is driven by someone who is not a member of your family and is not listed on your policy he or she is still covered by your car insurance policy on account of the aforementioned fact that car insurance follows the car. Generally the answer to the question of does insurance follow the car or the driver in Michigan is that auto No-Fault insurance coverage will follow the driver but depending on the contract language of your policy it can also follow the vehicle. A standard car insurance plan supports the car not the driver.

So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. However many drivers mistakenly believe that car insurance follows the driver. The province requires certain statutory insurance coverage for any vehicle using public roads.

If someone other than the auto owner or the form named on the policy. Does Insurance Follow The Car Or The Driver. One example involves when renting a car.

The variables that determine if coverage will follow the driver or. Some of these protections are designed to follow the vehicle. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself.

When a driver borrows a car and causes an accident the cars owners car insurance is the primary insurance but if the driver has their own insurance as well then it will serve as the secondary coverage. Auto insurance is a set of coverages that protect you and your car in different situations that can potentially occur when driving. That means if you get into an accident your car insurance liability coverage will cover you in the same way it would if you were driving.