Borrows the car and is included in a collision in most maximum cases insurance will revenge for damages.
Does car insurance follow the driver. The variables that determine if coverage will follow the driver or the. So if your friend borrows a car and falls into an accident your car insurance extends to your friend. The term for the non-family member operating your vehicle is permissive driver.
The province requires certain statutory insurance coverage for any vehicle. Some types of car insurance follow the driver. Because car insurance follows the car anyone with permission to use your car is covered by your policy if they are at fault in an accident.
By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. A standard car insurance plan supports the car not the driver. One of the most commonly asked questions in the context of auto insurance is whether car insurance follows the vehicle or the driver.
When does car insurance follow the driver. Liability exposure will almost always include both. Learn More About Car Insurance.
Car insurance generally follows the car but insurance is never black and white. A basic auto insurance policy issued in Ontario lists both the car by VIN number and the policyholder by name. There is no clear answer to this question.
Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself. Standard auto insurance policies cover the car.