The discount amount varies depending on.
Does car insurance follow the car or the driver state farm. Typically car insurance follows the vehicle not the driver so if you were to file a claim it would be under your friends insurance. It involves any uninsured motorist coverage he gives and the medicinal portions of his plan. An array of variables are in play ranging from the type of insurance to the coverages following the vehicle to those that follow the driver and so on.
In some states however the drivers you permit to use your car may have reduced coverage. Typically even if the person driving your car has his or her own insurance your insurance will be the primary payer for damages caused by your vehicle. The question of does my car insurance cover other drivers is one that many people ask every day.
Policy changes including the addition or removal of a vehicle or driver and cancellation of coverage must be authorized by the policyholder. Every car insurance policy has a policyholder the driver who purchased and is covered by the insurance. But do you know what liability insurance is or how it benefits you.
The general rule of thumb is auto insurance follows the vehicle as opposed to the driver. The drivers insurance may cover some personal injury or medical expenses. Do you understand just how much you need.
Car insurance always covers your car if the driver is included on your policy. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. Car insurance can follow the car or driver.
When it comes to your car insurance there are coverages that can follow you as the driver or your vehicle. State Farm is here to help. Liability insurance covers you even in another car.