That drivers insurance may come into play but it is secondary to your coverage until your insurance reaches its limits.

Does car insurance follow the car or the driver in texas. Contrary to popular belief car insurance follows the car NOT the driver. Of course individually if. Lower credit score and a lot more coverage than men.

Youre required to carry bodily injury liability property damage liability and PIP in Texas. Usually yes your car insurance coverage should extend to anyone else driving your car. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them.

So if you lend your car to your best friend your sister or even your second cousin your insurance is most often the insurance that will pay in the event of an accident. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. Standard auto insurance policies cover the car.

When it comes to your car insurance there are coverages that can follow you as the driver or your vehicle. Think of it this way. This is because insurance laws and coverage can shift depending on the policy and the insurance company covering the car.

Your cars are covered when you get in an accident. Under Texas law will your injuries be covered by an insurance policy. PIP follows the driver unlike liability coverage.

Car insurance usually follows the car in Texas. Medical coverages through your car insurance policy can also follow the car. The types of car insurance that follow the car in Texas are bodily injury liability personal injury liability collision and comprehensive.