That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them.

Does car insurance follow the car or driver in california. Insurance coverage follows the car so long as you the vehicle owner carried insurance coverage. Sacramento Car Accident Attorney Eliot Reiner on whether car insurance follows the car or the driver in California. Insurance follows the vehicle and pays primary after an accident so the claim would need to be filed with the company that insures the car.

The variables that determine if coverage will follow the driver or. These policies pay for damage to your own car because of. A standard auto insurance policy follows the car not the driver.

Thats why having the appropriate car insurance coverage is so important. Does Insurance Follow The Car Or The Driver. 5000 for damage to property.

The drivers coverage will utilize in most situations when driving a car he does not own. It involves any uninsured motorist coverage he gives and the medicinal portions of his plan. There are instances when car insurance follows the driver like when you rent a car.

The insurance agent for the driver at fault either does not know the law or is trying to mislead you. Car insurance usually follows the car in California. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since.

When it comes to your car insurance there are coverages that can follow you as the driver or your vehicle. The medical coverages benefits are based on people not the insured vehicle so can move with you and your family if youre driving or riding in your own vehicle or someone elses. If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally.