Car insurance usually follows the car in California.
Does car insurance follow the car or driver in california. If you let someone borrow your car and they cause an accident in California bodily injury liability insurance pays for injuries to the other driver. The drivers coverage will utilize in most situations when driving a car he does not own. A standard auto insurance policy follows the car not the driver.
Generally car insurance follows the car. The variables that determine if coverage will follow the driver or. After a car accident in a no-fault state you must turn to the personal injury protection coverage of your own car insurance policy for payment of medical bills and other out-of-pocket losses regardless of who caused the crash.
In California and most other states drivers are required to purchase auto insuranceits the law. 15000 for injurydeath to one person. These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car.
Does Insurance Follow The Car Or The Driver. These policies pay for damage to your own car because of. The province requires certain statutory insurance coverage for any vehicle using public roads.
There are instances when car insurance follows the driver like when you rent a car. The driver would be covered under your policy as a permissive user The drivers own policy if insured might provide excess coverage depending upon the language of hisher policy. If your friend or relative causes a crash you will be on the hook for the deductible and your auto insurance.
Liability insurance covers you even in another car. If did not carry coverage on your car its possible the drivers policy might provide coverage depending upon the. The medical coverages benefits are based on people not the insured vehicle so can move with you and your family if youre driving or riding in your own vehicle or someone elses.