It is important to be aware of what is covered and what isnt.

Does car insurance cover theft of personal items. It will not cover your own personal belongings left inside such as an iPod or wallet. Any goods or equipment relating to your business employment or trade may not be insured a private car policy will only cover personal belongings. Your car insurance will never cover personal items being stolen out of your car.

The short answer is no auto insurance will not cover your personal belongings. Every homeowners policy has personal property coverage that will pay for the replacement of damaged or stolen personal property whether its in your home or not. Award Winning Car Insurance For Low Mileage Drivers.

Ad Get A Quick Quote In Seconds And See If You Can Save. Theft of your car itself is not covered by this insurance. No your auto insurance wont cover personal items stolen from your vehicle such as your laptop briefcase or cell phone.

The only downside to this is the fact that the deductible on most homeowners policies is rather substantial. Ad Compare Car Insurance Quotes For Woman. You Could Save up to 259 with us.

Under a few policies a claim for personal belongings can only be made where you are also submitting a valid claim under another section of your policy ie. Reporting the theft to the police Once you have established that your car has been stolen and that you have not simply forgotten where you parked it you need to report the theft to the. A standard homeowners insurance policy covers almost all of your personal property including items stolen from your car your boat a hotel room etc.

Although car insurance does not cover theft of personal items you do have options for coverage of stolen vehicles and some stolen parts. This can be a problem if you leave something valuable such as a laptop in your car and the laptop or the whole car is stolen. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else.