Comprehensive coverage pays for damage to your car resulting from theft geico does have a solid reputation in the insurance industry.

Does car insurance cover theft of personal items geico. GEICO cannot honor a claim for vehicle theft unless you first file a police report. To be reimbursed for a phone stolen from car you will need to be certain that you have the proper type of coverage. If your personal items ie.

However these items would likely be covered by a homeowners or renters insurance policy. The personal property coverage in a homeowners or renters insurance policy may help cover theft from your car. Unfortunately car insurance likely wont cover theft of any personal items from your vehicle unless your auto policy happens to have some sort of additional personal property coverage.

Although car insurance does not cover theft of personal items you do have options for coverage of stolen vehicles and some stolen parts. Personal auto insurance may include coverage for theft and vandalism if you carry optional comprehensive coverage Comprehensive coverage pays to repair or replace the vehicle up to its fair market value when its damaged Some auto insurance policies have special stipulations when it comes to electronic equipment. What Does My Auto Insurance Cover.

The main difference is where the theft occurred. It will not cover your own personal belongings left inside such as an iPod or wallet. Laptops clothes phones are stolen inside the vehicle your homeowners insurance policy will cover them.

Comprehensive coverage covers losses like theft vandalism hail and hitting an animal. Comprehensive coverage helps cover the cost of damages to your vehicle when youre involved in an accident thats not caused by a collision. If the car was parked inside your home garage when the theft occurred you will be covered up to 100 of your coverage limit.

You can also purchase an umbrella policy for some. Review your policy documents to be sure before you elect or decline this coverage. Renters insurance also provides coverage to help protect you against claims that others make against you.