You can purchase physical damage coverage from the rental agency.
Does car insurance cover rental moving trucks. Many auto insurance policies dont cover large truck rentals. Or if your coverage does extend to rental trucks there are generally size restrictions which a U-Haul is very likely to surpass. You want to make sure you and your rental vehicle are covered but you also dont want to pay for unnecessary duplicate insurance coverages that could double the price of your rental.
If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would cover it but dont assume so. Recreational vehicles may require special coverage on your policy. To make it easier for you weve put together our guide to purchasing rental truck insurance below.
Call your insurance agent to see if your personal auto policy covers a moving truck rental. Also they want to be sure they are getting the right insurance. In general the coverage you have from your primary auto insurance will cover a rental vehicle.
If youre planning to rent a moving truck youll need to check on the companys various insurance and protection plans. This usually depends on how large the truck is as many auto policies do not cover large vehicles. Territories Puerto Rico and Canada.
For example the rental benefits offered by Visa exclude all trucks as. Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight. The coverage usually extends to US.
If youre renting a small van it doesnt hurt to check with your insurance company to see if its covered. Credit card coverage usually applies only to cars and other passenger vehicles. Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck.