Rental insurance works a little differently than your own car insurance policy.

Does car insurance cover rental cars. If you need a new vehicle. Rental car reimbursement covers the cost of your rental car while your vehicle is being repaired after a covered accident. Some people save on their regular auto policies by buying the minimum required auto insurance andor by having high deductibles.

Its important to understand the basics of rental insurance in order to protect yourself. These are likely to cover parts of the car beyond the bodywork windows tyres engine etc or reduce the excess the amount youll pay if anything goes wrong. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States.

If fretting about your rental car will otherwise cast a cloud over your trip by all means get rental car insurance coverage. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much. The first step is to check your auto insurance policy or contact your provider to see what type of coverage for rental cars may already be included in your personal auto insurance policy.

If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. In most countries every rental car needs 3 types of coverage that make up the standard package but the way they work varies. Many policies cover rental cars but read the fine print on your policy or call your agent ahead of time before you hit the road.

In order for your primary automotive insurance to cover your rental car youll need three types of coverage. This covers vehicles in your care custody and control including rentals if theyre stolen or damaged for you and anyone listed on your policy. When you pick up your rental car the counter staff might offer you extra types of cover or insurance.

You can purchase an optional endorsement that covers damage to non-owned vehicles. What Does Rental Car Insurance Cover. In general the coverage you have from your primary auto insurance will cover a rental vehicle.