If you drive for rideshare companies like Uber or Lyft we offer competitively-priced Rideshare Driver Coverage for State Farm auto insurance customers.
Does car insurance cover rental cars state farm. Car rental and travel expenses coverage. Do liability comprehensive and collision coverage and any deductibles extend to rental car agreements. We are looking into booking a rental car for a week so I called State Farm to double-check what the current rules are.
Before you pick up your rental car read through your insurance policy to see what it covers. A week of loss-damage waiver LDW would cost well over 100 so it was definitely worth a phone call. Credit Card or Travel Insurance.
State Farm rental reimbursement or rental car coverage can help cover the cost of a rental while your vehicle is not drivable or repairs are underway. But whats covered and how much depends on your specific policy and several other factors. Theres a daily and per claim limit to the coverage.
Chances are if you already have State Farm car insurance with collision and comprehensive coverage itll carry over to your rental car. With State Farm youre covered for rental cars in the US and Canada. Likewise if you have insurance available for rental cars from your credit card company it likely wont apply to borrowing or renting a car from Turo.
Keeping this in view how does car rental work with State Farm. Ask your State Farm agent these key questions. You need to buy the car-sharing companys auto insurance to be sufficiently covered Your personal car insurance covers traditional rentals but does not cover peer-to-peer car sharing Basic insurance plans provided by some car-sharing companies have very low limits so its worth spending more to get top-tier plans to increase coverage.
If your car is in the repair shop because of damage thats covered by your comprehensive or collision insurance car rental reimbursement will help pay the cost to rent a car you can use to. Call the 1-800 number on the back of your credit card to determine if this is a service they provide. Before you ever get to the rental car counter investigate your own personal auto insurance policy.