Your existing car insurance assuming it extends liability to the rental truck would not come into play unless the damages youre responsible for exceed 1000000.
Does car insurance cover rental cars progressive. Read your cards fine print. Car Insurance Companies that Exclude Turo There are some car insurance companies that specifically exclude coverage for cars loaned through Turo. The limits would be the same as those on your own vehicle.
For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to other cars. All of these car insurance companies have been known to exclude Turo rentals for owners. If you cause an accident while driving the rental your liability insurance would pay up to your policy limits for the damages to other cars or property.
Note for Progressive policyholders in Texas. The majority of Progressive rental reimbursement policies come with a 3030 limit 30-per day for 30 days and these limits are for each incident or claim over the course of your policys term. In general the coverage you have from your primary auto insurance will cover a rental vehicle.
If you elect rental reimbursement when selecting your policy youll be covered for the cost of a rental if your car is ever in for a repair due to a claim. Progressive rental car insurance is included in your personal car insurance policy and a rental car has the same coverage with the same limits as your personal car. CDW or LDW is not an insurance policy by signing the agreement youre paying the car rental agency to waive its right to pursue you for damages or losses.
Generally coverage from your primary auto insurance will extend to a rental vehicle. The Mexico insurance offered through IIG does not cover rental vehicles in Mexico. Coverage for physical damage to insured vehicles is available for Progressives Texas policyholders who make occasional trips into Mexico within 25 miles of the border.
The auto insurance policy you purchase for a private auto may in fact protect the rental car for the rental contract period. 9 to 30 per day. Your Progressive car insurance covers rental cars to the same limit.