Refer to your own auto insurance policy for details as coverage and limits vary by insurance policy.

Does car insurance cover rental car after accident. The one caveat with using your insurance is theres a cap on the number of days. Enterprise has helped millions of customers after an accident and we work with nearly every insurance company. Many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of their rental because theyve overlooked the policy option known as rental reimbursement.

If you have collision insurance this would cover any damage to the rental vehicle and purchasing additional insurance is unnecessary and costly. General Rental Car Tips for After Car Accidents. Rental Car Company Insurance.

If you get into an accident or otherwise damage the vehicle at any point during the rental period the three primary sources of potential insurance coverage are the rental car company your personal car insurance and the credit card you used to pay for the rental. It is a low-cost product available through your auto insurance provider. If this person had insurance the liability portion should cover all loses caused by an accident including loss of wages rental over and above rental allowance by your own insurance bodily injury and pain and suffering.

If your auto policy extends to car rentals you are covered for both collision and liability up to the limits of your coverage. Check or read the fine print to see what this insurance does or does not cover. Its important to note that if your car has to be in the repair shop following an accident your auto insurance wont automatically cover the cost of your replacement rental car.

Learn more about rental reimbursement coverage types. GET THE FACTS ON RENTAL COVERAGE. When renting a vehicle the rental car companys representative will almost always offer you additional.

If you already have collision and comprehensive insurance you do not need to duplicate your coverage. Rental Coverage Pays Off Rental coverage pays for the cost of a rental while your vehicle is repaired after an accident. Your insurance company then goes after the other insurance company to get reimbursed for the money they paid for your rental car.