It can be a costly one if its in a moving truck since in most cases your personal car insurance wont cover you -- nor will any insurance coverage associated with your credit card.
Does car insurance cover moving trucks. If you have a credit card that provides rental-car insurance you might be accustomed to declining coverage from rental companies. If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would cover it but dont assume so. Many auto insurance policies dont cover large truck.
Plus they have loads of other things to do. Most often when people are booking the rental truck they are in a hurry. The rental agent most likely will ask if the driver wants insurance.
You want to make sure you and your rental vehicle are covered but you also dont want to pay for unnecessary duplicate insurance coverages that could double the price of your rental. To make it easier for you weve put together our guide to purchasing rental truck insurance below. Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight.
Call your insurance agent to see if your personal auto policy covers a moving truck rental. Most car insurance policies wont double for U-Haul rental truck coverage. Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck.
Your car insurance and credit card company are not likely to offer insurance for rental trucks since you are considered more risky when driving a large vehicle that you dont have a lot of experience with. The most common question when it comes to renting a car for domestic travel is do I need rental car insurance coverage The answer is. Even though your car insurance wont cover your van it will cover your car if its being towed by that van.
According to Insurance Panda Visas rental protection specifically excludes. Yes and no you will likely be covered for damages and injuries caused to others and their property but not to yourself or the truck you rented. Call your insurance agent to see if your personal auto policy covers a moving truck rental.