However if a car strikes you while you are riding your bicycle their car insurance will be responsible for the damages to you and your bicycle.
Does car insurance cover bicycle accidents. The accident must involve a motor vehicle. You arent required to carry car insurance coverage when youre riding a bike but it may surprise you to know that auto insurance can cover more than just a vehicle. Simple Quick And Trusted Insurance For You And Your Bikes.
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If youve been injured in a car accident while riding a bicycle you may be wondering whether you can seek compensation from the negligent drivers auto insurance policy. Pedalsure Has You Covered. Ad Affordable Insurance For You and Your Bike at Pedalsure.
When it comes to automobile insurance it is important for all riders to know and understand that it is not just the drivers automobile insurance coverage that matters but our own. Yes Your Automobile Insurance Policy May Cover Your Bike Crash. In the following video Sean Phelan explains the different avenues where you may be able to recover compensation after being injured in a bicycle accident.
There are certain situations where car insurance will cover a bike accident including when you hit a cyclist with your vehicle or when youre hit by a car while riding your bike. Secondary Personal Injury Protection Benefits PIP. Auto insurance does cover most bicycle accident claims as long as the accident involved an automobile.
Here are the types of insurance benefits your own car insurance can offer you when you are hit on your bicycle. Compare cheap car insurance quotes. PIP benefits contained in Utah car insurance policies issue at least 3000 in medical payments for medical bills incurred in your bicycle accident.