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Does business car insurance cover personal use. Reduce The Cost Of Your Car Insurance By Comparing Policies At MoneySuperMarket Today. While in most cases your personal auto insurance will cover you for basic business use of a personal vehicle there are situations where it will not says Carole Walker executive director of the nonprofit Rocky Mountain Insurance Information Association. This applies for the main driver of that vehicle and their spousedomestic partner.

If you want to drive a work vehicle for personal reasons then you need to buy a personal policy for that vehicle or add language to your commercial auto insurance policy. Ad We Can Offer Exclusive Prices In Your Postcode District. This includes driving to two or more different locations for business purposes.

For example if you work in one location but you need to travel to another office or site or if you need to travel to a meeting or run a work errand like picking someone up from the station. If your business activities are covered by your personal car insurance policy or by the companys commercial insurance policy then you should be safe. Ad Choose One Of Our Commercial Insurance Packages Or Have One Tailored To You.

Get A Price Online And See. As a rule a commercial auto insurance policy does not cover the personal use of a vehicle. Get A Free Quote Today.

But its worth checking to make sure beforehand. Unfortunately we cannot cover business use for chauffeurs taxi drivers driving instructors or parceltakeawayfast food delivery drivers if they are using the insured vehicle in connection with their occupation. You Could Save up to 235 at MoneySuperMarket.

Business car insurance policies fall under the following classes. Ad Choose One Of Our Commercial Insurance Packages Or Have One Tailored To You. Using your car to commute to the office doesnt count as work or part of your job.