That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them.

Does auto insurance follow the driver. Contact your insurance agent to review your coverage and make sure youve got the protection you need. Keep reading to learn about what happens if someone else gets in an accident in your car primary and secondary auto insurance non-owner auto insurance. There are instances when car insurance follows the driver like when you rent a car.

So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. In fact the rules for auto insurance are different in every state. Contrary to popular belief car insurance follows the car NOT the driver.

By Hearst Autos Research Kittisak Jirasittichai EyeEm Getty Images. Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. That coverage always follows the car.

The liability uninsured motorist and med pay elements of the policy dont just cover your car but you personally. Auto insurance regularly follows the auto in Ohio. Lets recap the most typical kinds of auto insurance coverages and determine if insurance covers the car or driver.

But as with so many car insurance-related questions the answer isnt always so clear cut. If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally. There are some cases where certain types of coverages follow the driver.

Does Insurance Follow The Car Or The Driver. You are need law to carry evidence of Ohio auto insurance in your vehicle. Generally the answer to the question of does insurance follow the car or the driver in Michigan is that auto No-Fault insurance coverage will follow the driver but depending on the contract language of your policy it can also follow the vehicle.