Thats why having the appropriate car insurance coverage is so important.

Does auto insurance follow the driver or the car. Some of these protections are designed to follow the vehicle. Contact your insurance agent to review your coverage and make sure youve got the protection you need. Heres what you need to know.

Learn More About Car Insurance. Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver. When does car insurance follow the driver.

When it comes to your car insurance there are coverages that can follow you as the driver or your vehicle. If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally. A standard car insurance plan supports the car not the driver.

The province requires certain statutory insurance coverage for any vehicle. Liability exposure will almost always include both. Does Automobile Insurance Follow the Car or the Driver.

The general rule of thumb is auto insurance follows the vehicle as opposed to the driver. The details of each claim differ as insurance laws and coverages hinge on the policy the coverage level and a number of other factors. These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car.

When a driver borrows a car and causes an accident the car owners auto insurance is the primary insurance. By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. A basic auto insurance policy issued in Ontario lists both the car by VIN number and the policyholder by name.