The general rule of thumb is auto insurance follows the vehicle as opposed to the driver.

Does auto insurance follow the car or the driver. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself. Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car. The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone elses car.

Heres what you need to know. Auto insurance is a set of coverages that protect you and your car in different situations that can potentially occur when driving. A standard auto insurance policy follows the car not the driver.

The variables that determine if coverage will follow the driver or. When you rent a car. If you have a named driver policy any driver you want to be covered to drive the vehicle needs to be added to the insurance policy.

These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car. If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally. Standard auto insurance policies cover the car.

A standard car insurance plan supports the car not the driver. So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. However there are exceptions.

Does Automobile Insurance Follow the Car or the Driver. Many believe that if a driver is in an accident in someone elses car the drivers insurance would cover the damages rather than the cars owner. Borrows the car and is included in a collision in most maximum cases insurance will revenge for damages.