Heres what you need to know.

Does auto insurance follow the car or the driver. Does Automobile Insurance Follow the Car or the Driver. If someone other than the auto owner or the form named on the policy. There are some cases when certain types of coverage do follow the driver too.

Car insurance generally follows the car but insurance is never black and white. Standard auto insurance policies cover the car. Some of these protections are designed to follow the vehicle.

The owner of the car is liable for damages and a possible increase in premiums as a result of the accident and claim. Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver. Because of this car owners.

Of course individually if. The details of each claim differ as insurance laws and coverages hinge on the policy the coverage level and a number of other factors. That basic insurance however issues to the car.

So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. However there are instances where certain auto insurance coverages do follow the driver such as personal injury protection. Liability exposure will almost always include both.

One of the most common sources of auto insurance confusion is whether an auto insurance policy follows the car or the driver. By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself.