Liability exposure will almost always include both.

Does auto insurance follow the car or the driver. Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver. The details of each claim differ as insurance laws and coverages hinge on the policy the coverage level and a number of other factors. Does Automobile Insurance Follow the Car or the Driver.

Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself. Because of this car owners. Heres what you need to know.

By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. Of course individually if. If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally.

Some of these protections are designed to follow the vehicle. Car insurance generally follows the car but insurance is never black and white. Does Car Insurance Follow the Driver.

Generally the answer to the question of does insurance follow the car or the driver in Michigan is that auto No-Fault insurance coverage will follow the driver but depending on the contract language of your policy it can also follow the vehicle. The owner of the car is liable for damages and a possible increase in premiums as a result of the accident and claim. The general rule of thumb is auto insurance follows the vehicle as opposed to the driver.

That basic insurance however issues to the car. So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car.