Your cars are covered when you get in an accident.

Does auto insurance follow the car or the driver in minnesota. If the insured has MedPay. This depends on the type of auto insurance coverage. Generally car insurance follows the car.

Insurance premiums are based on risk and when drivers have accidents tickets or. If you own a vehicle that is licensed in Minnesota state law requires that you have specific amounts of auto insurance coverage. In most cases if the driver has permission insurance will cover a driver from any state but that is not always the case.

Bodily injury liability can pay for other peoples medical bills and lost wages when theyre injured in an accident youre legally liable for. First and foremost your policy covers your cars. These coverages follow the driver.

By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. Keep reading to learn exactly what a full coverage policy. Minnesota mandated insurance limits are 306010 for liability coverage meaning that drivers must have coverage for 30000 in bodily injury per person 60000 in bodily injury per accident and 10000 in property damage per accident.

One example involves when renting a car. Comprehensive and collision insurance covers your car. There are a few situations when car insurance follows the driver instead of the car.

Others are covered if injured by your cars. These minimums exist to protect you and other drivers. Minnesota No-Fault Automobile Insurance Act requires Minnesota residents and nonresidents are required at all times to maintain basic economic loss benefits and automobile liability coverage also known as Personal Injury Protection or PIP on vehicles they own provided use of a vehicle is contemplated and one of the following is true.