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Does auto insurance follow the car or driver. The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone elses car. We know car insurance typically follows the car not the driver. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else.

Put Yourself in the Drivers Seat and Take Control of Your Finances. Ad Speak To One Of Our Experts To See How Much You Could Save On Your Car Insurance. That means if you get into an accident your car insurance liability coverage will cover you in the same way it would if you were driving.

3 Year Fixed-Price That Includes Legal Protection As Standard And Much More. The Less You Drive The Less You Pay. When you rent a car.

The variables that determine if coverage will follow the driver or. Ad Be Sure Of Quality Comprehensive Cover You Can Trust. Ad 10 Of Customers Paid Less Than 265 Between Jan and Jun 2021.

However there are instances where certain auto insurance coverages do follow the driver such as personal injury protection. The liability uninsured motorist and med pay elements of the policy dont just cover your car but you personally. When a driver borrows a car and causes an accident the car owners auto insurance is the primary insurance.

Typically car insurance follows the vehicle not the driver so if you were to file a claim it would be under your friends insurance. Contrary to popular belief car insurance follows the car NOT the driver. So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs.